The Ultimate Guide of Insurance for you

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Why Choose Us?

Being a homeowner may already be expensive and unpredicted breakdowns can be very costly. Insurance Are Us, also known as American Residential Warranty, protects what your home insurance does not.

With a home warranty plan, you are covered in the event of major system and appliance failures for a fraction of the average repair cost. Protect your home and budget from the unexpected while enjoying the convenience and peace-of-mind of using our trustworthy network of pre-screened technicians. We have served hundreds of thousands of customers with our top-rated customer service.

How to Find the Right Home Warranty Coverage?

  • Consider Estimates:

    • There are many insurance companies and health insurance experts with a wide variety of coverage in our nation. The best and easiest way to find the right insurance company for you is to have as many estimates as possible to see what kind of options and benefits they are offering in a shorter time.

  • Only Buy What You Need:

    • You do not have to get all kinds of insurances in one take. Start with your basic needs such as home, auto, and health insurance. Then you can work your way to include other requirements. You can minimize your risks and maximize your savings by purchasing insurance that suits your needs today.

  • Ask This Question to Your Provider:

    • Every insurance policy lists perils that are not covered know as exclusions. Therefore, you will need to ask the insurance provider what are the policies that they do not cover. They will explain the exclusions in your approach to save you the stress and frustration of discovering them later on.

  • Review Your Insurance Annually:

    • Your needs will evolve yearly, if not monthly, so will your insurance policy. For example, you may buy a new car or open a small business. It is a good idea to keep in touch with your insurance provider to ensure all your needs are covered and secured.

Why is insurance important to everyone?

Getting insurance of any kind is essential to ensure you are financially secured to face any problems that you might have in the future. It is a financial plan to protect you in any part you choose, whether in health, motor vehicle or your home. In addition, insurance will act as a financial backup at times of emergency.

How Do Our Warranties Work?

With an ARW Home warranty, you have access to our pre-vetted, trusted network of qualified contractors so you don't have to search. Save time and money in 3 easy steps:

Request
service 24/7

A local, licensed contractor will
be assigned

Your covered home system or appliance is repaired or replaced

Reduce Risks Within Your Control with a General Insurance Estimate

As time progressed, we developed unique plans and strategies to make life easier and more secure for our families and friends. Create your insurance plan with us to protect yourself financially and gain peace of mind.

Frequently Asked Questions

A home warranty typically helps cover the cost of repairs or replacement for home systems and appliances.
Home insurance usually applies when a natural disaster strikes your house and only covers for events that are out of your control like freezes, tornadoes, hurricanes, fires, floods, and theft. A home warranty is involved when something mechanical fails within your home, such as an appliance or home system due to normal wear and tear.
Yes. The age of your mechanical systems and appliances does not matter. We have a 30-day wait period in place to help keep your plan costs down, and protect us from pre-existing conditions.
We do not perform an inspection to determine the condition of your appliances and systems. We have a 30-day wait period in place to protect us from pre-existing conditions, as well as keep our plan costs at affordable prices.
There is a 30 day wait period before coverage begins. Coverage begins after 30 days from the purchase date. You may cancel at any time subject to our Cancellation Terms.
If a covered appliance or system on your home warranty policy cannot be replaced, we will provide an allowance towards replacing the item in accordance with our terms & conditions. Our customers also have the added benefit of purchasing discounted appliances through our partnerships with appliance manufacturers.

ARW will dispatch a service professional as quickly as possible to your home and will make all reasonable efforts to initiate service for non-emergencies in no more than 48 hours after the request is processed. For an emergency issue, we will make all reasonable effort to initiate service within 24 hours after the request for service is received.

When you request a repair you pay a trade service fee. The fee is the deductible for that service call.